Send an invoice, payment link, or text request and let customers pay securely from wherever they are—without requiring a checkout counter.
SwipeSimple combines remote payment tools with the same dashboard used for in-person transactions. Service businesses, contractors, professional offices, nonprofits, and merchants that take phone or online orders can create flexible collection workflows while keeping customer and transaction activity in one platform.
Ways to Get Paid Remotely
SwipeSimple Invoices
Create and track professional invoices, deliver them by email or text, copy a secure link into another message, and use automated reminders to help customers pay on time.
SwipeSimple Payment Links
Create a shareable payment link for a product, service, deposit, donation, or custom amount. Links can be placed on a website or shared through social media, email, text message, or chat.
SwipeSimple Text to Pay
Send customers a secure payment request by SMS text message. The customer opens the link, enters payment information on the hosted page, and the transaction is recorded in SwipeSimple.
Virtual Terminal
Enter card information securely from a computer for telephone orders and other approved card-not-present transactions. Processing rules and pricing can differ from card-present payments.
Scheduled Payments
Set up supported future or recurring payment schedules for businesses that collect deposits, installments, memberships, retainers, or repeat service charges.
ACH Bank Payments
Eligible customers can choose ACH bank transfer on SwipeSimple invoices and payment links. ACH activity appears alongside card transactions in the SwipeSimple dashboard.
Best Fits for SwipeSimple Remote Payments
- Contractors and home-service companies that invoice after completing work
- Professional services that bill clients on a schedule
- Restaurants, retailers, and service businesses taking phone or online orders
- Nonprofits and community organizations sharing payment or donation links
- Businesses collecting deposits, installments, or repeat payments
- Mobile merchants who need both in-person and remote collection tools
One Dashboard for Customers and Transactions
SwipeSimple Dashboard can centralize transaction history, customer profiles, saved payment methods, invoices, payment links, reporting, and exports. Optional App Marketplace tools may include QuickBooks Online Sync, appointments, and text loyalty or review features, depending on the merchant’s program.
Security and Processing Considerations
Remote payments are card-not-present transactions and can have different pricing, chargeback exposure, and verification needs than chip or contactless payments. VCCP helps configure appropriate fraud controls, customer authorization practices, recurring-payment disclosures, and merchant-account settings.
ACH, stored payment methods, scheduled payments, and Text to Pay availability can depend on underwriting, processor support, software configuration, and merchant eligibility.
Related SwipeSimple Feature Guides
- Mobile App & Tap to Pay — accept compatible in-person contactless and reader-based payments from a phone or tablet.
- Virtual Terminal & Scheduled Payments — take approved browser-based payments and manage future, installment, or recurring billing.
- ACH Payments & QuickBooks Online Sync — add eligible bank-transfer options and connect supported activity to QuickBooks Online.
- SwipeSimple Platform — compare the complete mobile, terminal, register, and remote-payment ecosystem.
Frequently Asked Questions
Can SwipeSimple invoices be sent by text message?
Yes. SwipeSimple supports sending invoices by email or text and also allows a secure invoice link to be copied into another message.
What is the difference between an invoice and a payment link?
An invoice documents a specific customer balance and due date. A payment link is a flexible hosted checkout link that can be shared broadly or used for a particular product, service, or amount.
Does SwipeSimple support Text to Pay?
Yes. SwipeSimple offers payment requests delivered by SMS text message through supported merchant configurations.
Can customers pay SwipeSimple invoices by ACH?
Eligible merchants can offer ACH bank transfer on invoices and payment links, subject to program availability and underwriting.
Does SwipeSimple support recurring payments?
SwipeSimple supports scheduled payment workflows. The exact options and required customer authorization should be confirmed for the merchant’s account.
Can SwipeSimple sync with QuickBooks Online?
A QuickBooks Online Sync integration is available through the SwipeSimple App Marketplace. Availability and fees may vary.
Are remote payments priced the same as in-person payments?
Not necessarily. Card-not-present and ACH transactions can have different processing costs and risk rules. VCCP will explain the applicable pricing.
Design a Better Collection Workflow
Tell us how you bill customers today, whether you need invoices, text requests, ACH, scheduled payments, or QuickBooks integration, and whether you also accept cards in person. VCCP will help build the right SwipeSimple configuration.