Connect secure online payment acceptance, tokenization, customer profiles and transaction management through the CardPointe Gateway and supported ecommerce integrations.
CardPointe can support online payment workflows through gateway APIs, hosted tokenization tools, customer profiles, shopping-cart connections and compatible software. The correct approach depends on the website, processor, developer resources, PCI scope and customer experience.
CardPointe Gateway Capabilities
- Gateway APIs: support approved authorization, capture, void, refund, inquiry and reporting workflows.
- Hosted iFrame tokenization: collect and tokenize payment account details through a hosted component designed to reduce merchant exposure.
- Customer profiles: create and manage tokenized profiles for supported repeat and omnichannel payment experiences.
- Transaction management: connect online activity with CardPointe reporting and permitted post-transaction actions.
- Webhooks and application workflows: connect supported payment events with compatible business systems.
- Shopping-cart and software integrations: use available third-party connections when they match the merchant’s platform and processor.
Online Payment Integration Paths
Hosted Tokenization
A hosted tokenizer can collect supported payment details without placing raw card data directly in the merchant’s application. Developers still must implement the integration securely and follow CardPointe documentation.
CardPointe Gateway API
Businesses with development resources can connect approved checkout, customer-profile, transaction-management and reporting workflows through the available CardPointe APIs.
Third-Party Ecommerce Connections
Compatible shopping carts, accounting tools, POS applications and vertical software may offer CardPointe connections. Version, processor, plugin support, token portability and ongoing maintenance should be verified before deployment.
Important Notice About the Legacy CardPointe HPP
CardPointe’s support documentation states that its legacy Hosted Payment Page is no longer available to new merchants. Existing merchants already using the HPP may continue to add locations. VCCP will not present the legacy HPP as a new-account option; we will instead confirm currently available gateway, tokenization, integration or hosted-checkout alternatives.
Legacy HPP Features for Existing Users
For existing eligible HPP users, CardPointe documents features such as branded payment pages, credit-card and eCheck acceptance, recurring plans, payment limits, receipts, email notifications, webhooks and reCAPTCHA v3. Availability is limited to existing HPP customers and should be confirmed with CardPointe Support.
Security and PCI Considerations
- Use hosted tokenization or other approved integration methods to reduce exposure to raw card data.
- Protect API credentials and never place secret credentials in client-side code.
- Apply card-testing controls, velocity limits, fraud tools and monitoring appropriate to the business.
- Maintain secure web hosting, software updates, access controls and incident-response procedures.
- Complete the applicable PCI DSS validation for the final integration.
- Test receipts, declines, duplicate-payment handling, refunds, reconciliation and customer support before launch.
CardPointe Gateway vs. Virtual Terminal
The gateway connects online or software-driven payment workflows. The Virtual Terminal is designed for authorized staff to enter approved payments through a browser and can connect with selected devices. Businesses may use one or both depending on how customers pay.
Frequently Asked Questions
Is the CardPointe Hosted Payment Page available to new merchants?
No. CardPointe’s current support documentation says the legacy HPP is no longer available to new merchants. Existing HPP merchants may continue to add locations.
Can CardPointe process ecommerce payments?
Yes. Available gateway APIs, hosted tokenization tools and compatible integrations can support approved online payment workflows.
Does CardPointe support customer profiles?
Yes. The Gateway API can create and manage secure tokenized customer profiles for supported payment experiences.
Can I connect CardPointe to any shopping cart?
No. Compatibility depends on the platform, connector, processor, integration version and ongoing support.
Does using a hosted tokenizer eliminate PCI requirements?
No. It may reduce exposure and scope, but merchants and developers still have applicable PCI DSS and security responsibilities.
What is the difference between the Gateway and Integrated Payments?
The Gateway supports online and application payment functions. CardPointe Integrated Payments focuses heavily on secure card-present device integration, although the broader platform can connect channels through tokens and reporting.
Can VCCP build the ecommerce integration?
VCCP can help scope the merchant account, gateway, equipment and payment requirements. Development, certification and maintenance responsibilities must be defined for the specific project.
Request a CardPointe Online Payment Consultation
Tell VCCP about your website, shopping cart, software, processor, expected volume, recurring needs and development resources. We can compare CardPointe with other available gateways and online payment options.